Education

Retail investors have long been excluded from investing in private credit. But digital platforms like Heron Finance are making it possible for accredited investors to access this growing asset class.

Most private credit falls under the category of direct lending. This article explains what direct lending is, how it differs from other forms of private credit, and the benefits and risks to investors.

Term sheets act as the jumping off point for negotiations between borrowers and lenders. This article helps explain what's in term sheets, their purpose, and the standard terms involved in commercial lending transactions.

What are portfolio companies, and how do they play a role in every private credit investor's strategy and approach? This article explores the significance of focusing on portfolio companies within the private credit sector.

Most investors in private credit are concerned about the prospect of a loan default, but few know the ins and outs of the default process. This article explores loan defaults, and clarifies what investors should expect in these scenarios.

What is a covenant breach, and what are the options for lenders to respond? This articles explores covenant breaches, and their interplay with the prospect of a borrower default.