Education

The 60/40 is Dead. Long Live the 60/20/20

Learn why investors are moving away from the traditional 60/40 stock-to-bond portfolio, and how they're allocating their investments.

Education 4 min read

Security Blanket: The Features and Benefits of Senior Secured Loans

Learn the benefits and risks of investing in senior secured loans

Education 3 min read

What are High-Yield Investments?

As investors look to diversify away from stocks and bonds, they are increasingly targeting high-yield investments. What are these investment types? What features and benefits do they offer? And what risks do they pose to investor portfolios? Read on to learn more.

Education 4 min read

What is IRR and Why is it Important?

Internal rate of return is a popular method for calculating the return of an investment. This article explores IRR and its usefulness, how it compares to ROI, and why investors should take notice.

Education 7 min read

What is the Secured Overnight Financing Rate (SOFR) and How Does it Work?

Lenders use the Secured Overnight Financing Rate to determine the interest rate borrowers will pay. This article dives deep into SOFR, exploring this crucial component of the lending markets.

Education 3 min read

What are the Alternatives to Investing in Stocks?

Stocks are notoriously volatile, which has many investors looking for ways to diversify away from the stock market. This article explores alternative assets that are available to accredited investors.

Education 4 min read

What are the Alternatives to Investing in Bonds?

Investors look to bonds for consistency and as a hedge against stocks. With bonds and stocks growing more correlated, what alternatives are there for investors looking to diversify away from the stock market?

Education 5 min read

What are Uncorrelated Assets and Why Do Investors Care?

One of the primary benefits of investing in alternative assets is their lack of correlation with public markets. This article explores that benefit in greater detail, as well as the risks associated with these types of assets.

Education 6 min read

How to Invest in Private Credit Funds for Retail Investors

Retail investors have long been excluded from investing in private credit. But digital platforms like Heron Finance are making it possible for accredited investors to access this growing asset class.

Education 4 min read

Your Definitive Guide to Direct Lending

Most private credit falls under the category of direct lending. This article explains what direct lending is, how it differs from other forms of private credit, and the benefits and risks to investors.

Education 4 min read

Understanding Term Sheets in Private Credit

Term sheets act as the jumping off point for negotiations between borrowers and lenders. This article helps explain what's in term sheets, their purpose, and the standard terms involved in commercial lending transactions.

Education 4 min read

Your Guide to Understanding Portfolio Companies

What are portfolio companies, and how do they play a role in every private credit investor's strategy and approach? This article explores the significance of focusing on portfolio companies within the private credit sector.

Education 3 min read